Electronic Notary (eNotary):

• A notary public and the borrower are in the same room (signing in-person) so the borrower’s ID can be validated in person and per state’s guidelines.
  
• The signature is realized electronically and the notary stamp is done digitally on the digital document rather than the client's wet signature and a physical notary stamp on a hard-copy of the document.

Remote online notarization (RON):

• Parties are not in the same room as a RON session occurs via a recorded audio-video conference.
  
• The audio-video conference includes the notary, the signer(s) and witness(es) and/or another party that the transaction may require.
  
• The client(s)’ identity is validated through a Knowledge Based Authentication (KBA) Dynamic Questionnaire and by an ID Verification including Facial Match and Live Image Test.